All banks in Ahmedabad and across Gujarat remain closed today, Saturday, May 9, 2026, due to the second Saturday bank holiday rule followed under Reserve Bank of India (RBI) guidelines. This Ahmedabad banks closed today 9 May 2026 situation affects all major banking institutions.
Public sector banks like SBI, Bank of Baroda, Punjab National Bank, and private banks including HDFC Bank, ICICI Bank, and Axis Bank are not providing physical branch services today. Since tomorrow, May 10, 2026, is also a Sunday, customers are facing a consecutive two-day bank closure weekend.
However, digital banking services such as UPI, ATMs, Internet Banking, NEFT, RTGS, IMPS, and mobile banking apps continue to function normally.
Why Banks Are Closed Today in Ahmedabad
The RBI introduced the “Second and Fourth Saturday” holiday system for scheduled banks across India in September 2015. This RBI second Saturday holiday rule applies uniformly across all states.
Under this rule:
- Banks remain closed on the second Saturday of every month
- Banks also remain closed on the fourth Saturday
- Sundays are weekly holidays
- First, third, and fifth Saturdays remain working days unless another public holiday falls on the same date
Since May 9, 2026, is the second Saturday of the month, all bank branches in Gujarat are officially closed.
Which Banks Are Closed Today?
All major banking institutions in Ahmedabad are observing the bank holiday Gujarat.
| Bank Type | Bank Names |
|---|---|
| Public Sector Banks | State Bank of India (SBI), Bank of Baroda, Punjab National Bank, Union Bank of India, Canara Bank, Bank of India |
| Private Sector Banks | HDFC Bank, ICICI Bank, Axis Bank, Kotak Mahindra Bank, IndusInd Bank, Yes Bank |
Customers visiting physical branches today may find shutters closed until Monday morning.
What Banking Services Are Still Working?
Even though bank branches are closed, most digital and self-service banking platforms remain operational 24/7.
Available Services Today
- UPI payments
- ATM cash withdrawal
- Cash deposit machines
- Mobile banking apps
- Internet banking
- IMPS transfers
- NEFT services
- RTGS transfers
- Debit and credit card transactions
Customers can continue making online transactions without interruption.
Services That May Be Affected
Some banking activities requiring branch-level processing may face delays.
Possible Delays
- Cheque clearing
- Passbook updates
- Demand draft issuance
- Loan documentation
- Locker access
- Cash deposit verification
- Physical KYC updates
These services are expected to resume on Monday, May 11, 2026.
Banks Will Also Remain Closed Tomorrow
Since May 10, 2026, falls on a Sunday, banks will remain shut for a second consecutive day. This creates a long weekend closure for customers who need physical branch services.
Upcoming Bank Holidays in Gujarat (May 2026)
Several more bank holidays remain scheduled during May 2026.
| Date | Day | Occasion |
|---|---|---|
| May 10 | Sunday | Weekly Holiday |
| May 17 | Sunday | Weekly Holiday |
| May 23 | Saturday | Fourth Saturday |
| May 24 | Sunday | Weekly Holiday |
| May 27 | Wednesday | Bakrid / Eid-ul-Adha |
| May 31 | Sunday | Weekly Holiday |
Customers planning important banking work are advised to avoid these dates.
What Is the Negotiable Instruments Act Holiday?
Bank holidays in India are regulated under the Negotiable Instruments Act of 1881.
Under this framework, RBI coordinates official banking holidays, state governments may declare additional regional holidays, and banks suspend public branch operations on notified dates. This system helps maintain uniformity across India’s banking sector.
Types of Bank Holidays in India
The RBI categorizes bank holidays into different types.
- Negotiable Instruments Act Holidays: Religious festivals, national celebrations, and state-specific holidays
- RTGS Holidays: Specific days when inter-bank transfer systems may remain unavailable
- Annual Closing Holidays: Banks close for accounting and financial year-end procedures
Are NEFT and RTGS Working Today?
Yes. Both NEFT RTGS working status remains active despite the bank holiday.
| Service | Status |
|---|---|
| NEFT | Available 24×7 |
| RTGS | Available 24×7 |
| IMPS | Available 24×7 |
| UPI | Available 24×7 |
Since 2019 and 2020 respectively, NEFT became available 24×7 and RTGS also moved to round-the-clock operation. Customers can continue transferring money digitally without interruption.
Gujarat-Specific Bank Holiday Information
The General Administration Department of Gujarat issues annual holiday notifications in consultation with RBI Ahmedabad.
Some Gujarat-specific banking holidays usually include Uttarayan (Makar Sankranti), Janmashtami, Navratri-related regional holidays, and Sardar Vallabhbhai Patel Jayanti.
However, today’s closure is part of the nationwide second Saturday rule.
Regional Bank Holidays Across India in May 2026
Different states will observe additional regional closures later this month.
Key Regional Holidays
- May 12: Buddha Purnima
- May 16: Sikkim State Day
- May 26: Kazi Nazrul Islam Jayanti
- May 27: Bakrid / Eid-ul-Adha
- May 28: Additional Bakrid holiday in selected states
Holiday schedules can differ depending on state government notifications.
Important Advice for Customers
People planning urgent branch visits should postpone their work until Monday.
Recommended Actions
- Use UPI or mobile banking for payments
- Withdraw cash from ATMs if needed
- Schedule cheque deposits after the weekend
- Complete branch-related work before upcoming holidays
Customers are also advised to verify local branch schedules because festival-based holidays may vary depending on regional notifications.
Impact on Financial Transactions
Digital infrastructure remains fully active during the holiday period.
| Service | Status |
|---|---|
| ATM Withdrawals | Working |
| QR Code Payments | Working |
| Credit Card Payments | Working |
| Online Fund Transfers | Working |
| Bill Payments | Working |
| EMI Payments | Working |
| Fastag Recharge | Working |
| Mobile Wallet Transactions | Working |
Only physical branch operations remain suspended.
Conclusion
Ahmedabad banks are officially closed today, May 9, 2026, because it is the second Saturday of the month under RBI banking holiday rules.
While physical banking services remain unavailable, all major digital services continue functioning smoothly. Customers needing in-branch services must wait until Monday because banks will also remain closed tomorrow due to Sunday.
The next Saturday bank holiday in May 2026 will fall on May 23, which is the fourth Saturday.
Frequently Asked Questions
Q1. Why are banks closed today in Ahmedabad on 9 May 2026?
A1. Banks are closed because May 9, 2026, is the second Saturday of the month, which is a mandatory bank holiday under RBI guidelines introduced in September 2015.
Q2. Are digital banking services available today?
A2. Yes, UPI, ATMs, Internet Banking, NEFT, RTGS, IMPS, and mobile banking apps continue to function normally.
Q3. Are NEFT and RTGS working today?
A3. Yes, both NEFT and RTGS services are functioning 24×7 and remain operational despite the bank holiday.
Q4. When is the next Saturday bank holiday in May 2026?
A4. The next Saturday bank holiday falls on May 23, 2026, which is the fourth Saturday of the month.
Q5. Which banks are closed today in Ahmedabad?
A5. All public sector banks (SBI, Bank of Baroda, PNB) and private sector banks (HDFC, ICICI, Axis) are closed for physical branch services.